Life Insurance Analytics

The Industry Standard for
Conversion Mortality

A comprehensive database assessing the anti-selection risk of term life conversion privileges across 300+ insurance carriers.

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Standardized risk scoring (Low/Medium/High) based on conversion windows, product limits, and financial incentives.

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AI-powered analysis of agent guides, SEC filings, and historical policy changes to detect hidden restrictions.

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Identify shock-lapse drivers, partial conversion options, and anti-selection triggers.